The short version is:

• Look at Properties
• Get Pre-Approved
• Fall in Love
• Make an Offer

We balance the head and the heart. The fun stuff with the practical.

Of course, the timeline for getting into your home on this can vary based on the market and finding the right place, but once we have a pre-approval letter from a lender we can begin submitting offers. 

In order to make an offer you will need:

• Pre-approval letter
• Proof of Funds for Down Payment
• Signed Purchase Offer 

Proof of Funds can be either a bank statement or an investment account statement with the numbers blacked out.

The Purchase Offer will layout 3 factors:

• Price
• Time of Possession/Escrow Length
• Contingencies

Contingencies are your safety nets. The 3 main contingencies are:

• Inspection
• Appraisal
• Loan

From the time you start looking to the time you find your house can vary due to the housing inventory and the current market. However, once your offer is accepted, it’s go time!

Escrow is usually 21-30 days but can take anywhere from 10-60 days or longer depending on what the seller and buyer need, and funding.

SAMPLE OF A SHORT 21-DAY TIMELINE:

day 1: Offer Countered or Accepted!
day 2: Go into Escrow!

day 1-3: Wire Earnest Money Deposit (usually 1-3%).

day 1-10: Investigation and Inspection Period.

day 7-14: Appraisal.
day 17-21: Final Walkthrough.
day 17-21: Loan Funds!

day 17-21: Wire Down Payment and Closing Costs.

day 21: KEYS!